Equilibrium Strategy In A Defined Benefit Pension Plan With Community Pension Model
2025

Optimal Tactics in Community Pension Model for Defined Benefit Pension Plans

publication 10 minutes Evidence: moderate

Author Information

Author(s): Wang Jun, Cui Chunli, Tian Tian

Primary Institution: School of Mathematics & Statistic, Changchun University of Technology, Changchun, China

Hypothesis

This study investigates the equilibrium strategy within a defined benefit pension plan using a community pension model.

Conclusion

The study finds that increasing risk aversion leads to a higher investment proportion by companies while decreasing the community pension allocation.

Supporting Evidence

  • The study derives the Markov Perfect Nash Equilibrium solution for the pension model.
  • Numerical simulations show how varying risk aversion affects investment strategies.
  • The findings highlight the importance of balancing company investments and community pension allocations.

Takeaway

This study looks at how companies manage pension funds and community pensions, showing that when companies are more cautious, they invest more in safe options and less in community pensions.

Methodology

The study uses a stochastic differential game model to analyze the dynamics of defined benefit pensions with community pension elements.

Limitations

The study's focus on deterministic functions may limit its applicability to more complex scenarios.

Digital Object Identifier (DOI)

10.1371/journal.pone.0300766

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