RISK FACTORS FOR FINANCIAL FRAUD AMONG OLDER CHINESE: AN ANALYSIS BASED ON CHARLS DATA
2024

Risk Factors for Financial Fraud Among Older Chinese

publication

Author Information

Author(s): Li Yuanyuan, Cao Yunqi, Wu Yuxia, Mi Hong

Primary Institution: Hebei University of Technology

Hypothesis

What factors increase the risk of financial fraud among older adults in China?

Conclusion

The study found that age, living arrangements, physical functioning, family relationships, and individual capital increase the vulnerability of older Chinese adults to financial fraud.

Supporting Evidence

  • Financial fraud targeting older adults in China is a growing concern.
  • The study integrates unique social models related to family relationships.
  • Psychological vulnerability and material wealth were identified as mediators.

Takeaway

Older people in China are at risk of being tricked into financial scams, and things like their age and family relationships can make them more vulnerable.

Methodology

The study used structural equation modeling (SEM) to analyze data from the 2018 China Health and Retirement Longitudinal Study (CHARLS).

Participant Demographics

Older adults in China.

Digital Object Identifier (DOI)

10.1093/geroni/igae098.1397

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