Willingness to Pay for Health Insurance in Rural Vietnam
Author Information
Author(s): Curt Lofgren, Thanh Nguyen, Chuc Nguyen TK, Emmelin Anders, Lindholm Lars
Primary Institution: Umeå International School of Public Health, Umeå University, Sweden
Hypothesis
Are rural households in Vietnam willing to pay enough to finance a health insurance system?
Conclusion
Households' willingness to pay is sufficient to cover public health care costs, but may not fully finance a health insurance system.
Supporting Evidence
- 70-80% of respondents' average willingness to pay is sufficient for lower range health insurance premiums.
- Average willingness to pay is lower than total health care costs, indicating potential gaps in financing.
- Variables like income, health care need, age, and education significantly affect willingness to pay.
Takeaway
People in rural Vietnam are willing to pay for health insurance, but not enough to cover all their health care costs.
Methodology
2070 households were randomly selected and interviewed about their willingness to pay for health insurance using interval regression.
Potential Biases
Potential biases include strategic bias and compliance bias, which may affect the accuracy of willingness to pay estimates.
Limitations
The study may underestimate willingness to pay due to biases in responses and the selection of households.
Participant Demographics
Most respondents were farmers, with 62% being heads of households, and 44% of respondents were female.
Statistical Information
P-Value
p<0.05
Statistical Significance
p<0.05
Digital Object Identifier (DOI)
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