Wealth, Debt, and Cognitive and Self-Care Difficulty Among Americans Aged 65+
2024

Wealth, Debt, and Cognitive and Self-Care Difficulty Among Older Americans

Sample size: 742348 publication Evidence: high

Author Information

Author(s): Sheehan Connor, Jang Jiwon, Saenz Joseph, Connor Dylan

Primary Institution: Arizona State University

Hypothesis

Wealth and debt significantly impact cognitive and self-care difficulties in Americans aged 65 and older.

Conclusion

Wealth is more strongly associated with cognitive and self-care difficulties than education or income, and debt increases the likelihood of these difficulties.

Supporting Evidence

  • Wealth consistently shows stronger associations with cognitive and self-care difficulties than educational attainment or income.
  • Cognitive and self-care difficulties decreased with increasing wealth.
  • Being in debt nearly doubled the probability of cognitive and self-care difficulties at every age.

Takeaway

Having more money helps older people take care of themselves and think better, while being in debt makes it harder.

Methodology

Used geographic machine learning estimates of wealth linked to the American Community Survey to analyze cognitive and self-care difficulties.

Limitations

The study primarily focuses on wealth and debt without exploring other potential factors affecting cognitive and self-care difficulties.

Participant Demographics

Americans aged 65 and older, with a focus on White Americans and those in areas with concentrated debt.

Digital Object Identifier (DOI)

10.1093/geroni/igae098.3767

Want to read the original?

Access the complete publication on the publisher's website

View Original Publication