Digital inclusive finance, rural revitalization and rural consumption
2025

Digital Finance and Rural Consumption in China

Sample size: 330 publication 10 minutes Evidence: high

Author Information

Author(s): Li Wei, Zhang Lu, Pu Mingyue, Wang Hui

Primary Institution: Institute of Applied Economy, Shanghai Academy of Social Sciences, Shanghai, China

Hypothesis

How does digitally inclusive finance impact rural revitalization and rural residents' consumption?

Conclusion

Digitally inclusive finance positively influences rural residents' consumption, with rural revitalization acting as a mediator.

Supporting Evidence

  • Digitally inclusive finance significantly enhances rural residents' consumption.
  • Rural revitalization mediates the relationship between digital finance and consumption.
  • The study covers data from 30 provinces in China over a 10-year period.

Takeaway

This study shows that using digital finance can help people in rural areas buy more things, and improving rural areas helps even more.

Methodology

The study used fixed effect regression and mediation effect tests on panel data from 30 provinces in China from 2011 to 2021.

Limitations

The study relies on statistical yearbook data, which may limit comprehensive insights.

Participant Demographics

Data from 30 provinces and cities in China, covering various rural demographics.

Statistical Information

P-Value

p<0.01

Confidence Interval

[0.388, 0.404]

Statistical Significance

p<0.01

Digital Object Identifier (DOI)

10.1371/journal.pone.0310064

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