THE EFFECT OF CAREGIVING ON ADULT CHILDREN’S SAVING: A MULTILEVEL, CROSS-NATIONAL ANALYSIS OF 11 EUROPEAN COUNTRIES
2024

The Effect of Caregiving on Adult Children's Saving

Sample size: 3555 publication

Author Information

Author(s): Wang Mengya

Primary Institution: Iowa State University

Hypothesis

How does caregiving impact individuals’ retirement planning?

Conclusion

Caregiving does not negatively affect savings, and female caregivers do not face more financial challenges than males.

Supporting Evidence

  • Caregiving is not negatively correlated with savings.
  • Female caregivers do not face more financial challenges than male caregivers.
  • Sons providing care have greater savings when they have at least one sister.
  • Daughters engaged in caregiving tend to have fewer savings if they have at least one brother.
  • Long-term caregivers in defamilialism regimes experience significant savings changes.
  • Short-term caregivers in unsupported familialism regimes undergo more changes.

Takeaway

This study found that taking care of family members doesn't hurt how much money people save for retirement, and women who care for others aren't worse off financially than men.

Methodology

Multi-level analysis of data from the Survey of Health and Retirement in Europe.

Participant Demographics

Individuals from 12 European countries.

Digital Object Identifier (DOI)

10.1093/geroni/igae098.0634

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