ESG rating disagreement and bank loan availability: Evidence from China
2025

ESG Rating Disagreement and Bank Loan Availability in China

Sample size: 16699 publication Evidence: high

Author Information

Author(s): Qin Jidong, Wang Meijia

Primary Institution: Business School, Chengdu University of Technology, Chengdu, China

Hypothesis

Does ESG rating disagreement affect bank loan availability?

Conclusion

Greater ESG rating disagreement leads to a decrease in newly obtained bank loans.

Supporting Evidence

  • ESG rating disagreement significantly affects bank loan availability.
  • Greater ESG rating disagreement corresponds to lower bank loan availability.
  • The negative effect of ESG rating disagreement is stronger for firms with poor financing capabilities.

Takeaway

When companies get different scores for their environmental and social practices, it makes it harder for them to get loans from banks.

Methodology

The study used data from Chinese A-share listed companies from 2014 to 2022 and employed multiple regression analyses and fixed effects.

Limitations

The study only considered overall ESG disagreement and did not explore specific ESG dimensions.

Participant Demographics

Chinese A-share listed companies from 2014 to 2022.

Statistical Information

P-Value

p<0.05

Statistical Significance

p<0.05

Digital Object Identifier (DOI)

10.1371/journal.pone.0317191

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